Terms of Service

Dream Key Lending, LLC provides mortgage related information and services to consumers.

Blake Weaver, NMLS #1783019
Dream Key Lending, LLC, Company NMLS #2645838

Mortgage products and services are subject to applicable licensing requirements, underwriting guidelines, program availability, and geographic restrictions. You can verify our license information through NMLS Consumer Access.

Information provided on this Website is intended for general informational and educational purposes.

Nothing on the Website should be interpreted as:

• A commitment to lend
• A loan approval
• A guarantee of financing
• A guarantee of a particular interest rate or loan term
• Financial, tax, legal, or investment advice
• A guarantee that you will qualify for a particular mortgage program

Mortgage qualification depends on numerous factors, which may include credit history, income, assets, debts, property characteristics, loan program requirements, and underwriting guidelines.

A mortgage transaction is governed by the applicable application, disclosures, loan documents, and other agreements associated with that transaction.

Any mortgage rates, payment amounts, loan scenarios, savings estimates, qualification examples, affordability estimates, or other financial calculations presented on the Website are examples only unless expressly stated otherwise.

Actual rates, payments, closing costs, loan amounts, and terms may vary.

Interest rates and mortgage programs can change without notice and may be affected by factors including market conditions, loan type, credit profile, loan amount, property type, occupancy, loan to value ratio, and other underwriting considerations.

Taxes, homeowners insurance, mortgage insurance, homeowners association fees, and other costs may not be included in examples unless specifically stated.

Submitting a contact form, requesting information, scheduling an appointment, completing a questionnaire, receiving a mortgage estimate, or otherwise interacting with this Website does not constitute an application approval or guarantee that financing will be available.

Loan approval is subject to applicable underwriting requirements and verification of information.

You are not obligated to obtain a mortgage loan simply because you request information, submit an inquiry, or begin the application process.

We make reasonable efforts to provide accurate and useful information. However, mortgage programs, guidelines, interest rates, regulations, market conditions, and other information can change.

We do not guarantee that every piece of information on the Website will always be complete, current, or error free.

If information on the Website differs from official loan disclosures, lender requirements, underwriting guidelines, or executed loan documents, the applicable official documents and requirements will control.

When using the Website, you agree to provide accurate information to the best of your knowledge.

You should not intentionally submit false, misleading, fraudulent, or unauthorized information.

You are responsible for reviewing information you submit before sending it.

If you proceed with a mortgage application, we may require additional documentation and verification before determining eligibility for financing.

The Website may allow you to:

• Request mortgage information
• Request a consultation
• Schedule an appointment
• Submit contact information
• Request information about loan programs
• Use calculators or other educational tools
• Begin or access a mortgage application

Submitting a website inquiry does not create a lender and borrower relationship, obligate you to proceed with a mortgage transaction, or constitute a commitment to lend.

If you provide contact information to us, we may use that information to respond to your inquiry and provide information or services you requested.

Where you separately consent to marketing or automated communications, we may also contact you in accordance with the consent you provided and applicable law.

Consent to receive marketing calls or text messages is not a condition of purchasing any product or service.

You may unsubscribe from marketing emails using the unsubscribe instructions contained in the email.

If you opt in to receive text messages from Dream Key Lending, LLC, you may receive messages relating to your inquiry or mortgage related services, including:

• Responses to inquiries
• Appointment confirmations and reminders
• Follow up communications
• Mortgage process updates
• Requested information
• Educational or informational messages
• Marketing messages where you have provided appropriate consent

Message frequency may vary.

Message and data rates may apply.

You may opt out of text messages at any time by replying STOP. After you send STOP, you may receive a confirmation that you have been unsubscribed. You will no longer receive applicable text messages unless you subsequently opt in again. You may also revoke your consent through any other reasonable method by contacting us using the information in Section 26. We will honor a revocation request within a reasonable time.

For assistance, reply HELP or contact us using the information in Section 26.

Wireless carriers are not responsible for delayed or undelivered messages.

Your participation in any text messaging program is subject to our Privacy Policy. Mobile phone numbers, text message opt in information, and consent information will not be sold or shared with third parties or affiliates for their own marketing or promotional purposes.

By communicating with us electronically, you acknowledge that electronic communications may include email, text messaging, website forms, electronic documents, and other digital communications.

Certain mortgage transactions may require separate consent to electronic delivery of disclosures or documents. These Terms do not replace any separate electronic consent that may be required during a mortgage application or transaction.

The Website may contain mortgage calculators, affordability tools, payment calculators, comparison tools, or similar resources.

Results generated by these tools are estimates provided for informational purposes only.

Calculator results may be based on assumptions and may not include all costs associated with owning a home or obtaining financing.

Calculator results do not constitute an approval, Loan Estimate, loan offer, commitment to lend, or guarantee of financing.

The Website may contain links to or integrate with third party websites, mortgage technology platforms, scheduling systems, social media platforms, analytics providers, or other services.

We may also provide links to resources operated by lenders, government agencies, real estate professionals, insurance providers, title companies, or other third parties.

A link to a third party website does not necessarily constitute an endorsement of that party or its products or services.

We are not responsible for the content, availability, security, accuracy, or privacy practices of websites or services that we do not control.

Your use of third party services may be subject to separate terms and privacy policies.

During the mortgage or home buying process, you may interact with independent third parties such as real estate agents, insurance agents, title companies, appraisers, inspectors, lenders, credit reporting agencies, or other service providers.

Unless specifically stated otherwise, these parties operate independently and are responsible for their own services, representations, fees, and business practices.

You are generally free to select service providers subject to any requirements applicable to your mortgage transaction.

Not all mortgage products, programs, features, or services discussed on the Website are available to every consumer or in every location.

Program eligibility, loan amounts, interest rates, down payment requirements, credit requirements, underwriting standards, and other terms may vary.

Mortgage programs may be modified, suspended, or discontinued without notice.

You agree not to use the Website to:

• Engage in unlawful, fraudulent, or deceptive activity
• Submit false or misleading information
• Attempt to gain unauthorized access to our systems
• Interfere with the operation or security of the Website
• Introduce viruses, malicious code, or harmful technology
• Scrape, copy, or systematically extract Website content without authorization
• Impersonate another person or submit information without proper authorization
• Use the Website in a manner that violates applicable law

We reserve the right to restrict or terminate access to the Website if we reasonably believe it is being misused.

Unless otherwise indicated, the Website and its original content, including text, graphics, branding, designs, videos, calculators, downloadable materials, and other content, are owned by or licensed to Dream Key Lending, LLC.

You may view and use Website materials for your own personal, noncommercial purposes.

You may not reproduce, distribute, sell, modify, republish, or commercially exploit our Website content without prior written permission, except as permitted by law.

Third party trademarks, logos, and content remain the property of their respective owners.

Your use of the Website is also subject to our Privacy Policy, which explains how we collect, use, disclose, and protect information.

Where these Terms and the Privacy Policy address different subjects, each will apply to the subject it covers.

We may modify, update, suspend, discontinue, or restrict any portion of the Website at any time.

We do not guarantee that the Website or any particular service will always be available, uninterrupted, secure, or free from technical errors.

To the extent permitted by law, the Website and its content are provided on an "as is" and "as available" basis.

We make no warranty that:

• The Website will always be available or error free
• Information will always be complete or current
• Use of the Website will result in mortgage approval
• Any particular mortgage product, rate, or term will be available
• Website calculators or examples will reflect the exact terms of a mortgage transaction

Nothing in this section limits rights that cannot legally be waived.

To the extent permitted by applicable law, Dream Key Lending, LLC and its officers, employees, representatives, and service providers will not be liable for indirect, incidental, special, consequential, or similar damages resulting from your use of or inability to use the Website.

This includes reliance on general information, estimates, calculators, third party links, or other Website content.

Nothing in these Terms excludes or limits liability where doing so would be prohibited by applicable law.

To the extent permitted by law, you agree to indemnify and hold harmless Dream Key Lending, LLC and its representatives from claims, damages, losses, or expenses resulting from your unlawful use of the Website, your violation of these Terms, or information you knowingly submit without authorization.

Dream Key Lending, LLC is committed to providing mortgage services in accordance with applicable federal and state fair lending and equal housing laws.

We do not discriminate in providing mortgage services on any basis prohibited by applicable law.

These Terms are governed by the laws of the State of Arizona, without regard to conflict of law principles, except where applicable federal law controls.

Nothing in these Terms limits any consumer rights or protections that cannot legally be waived.

We may update these Terms periodically to reflect changes to our services, business practices, technology, or legal requirements.

The effective date at the top of this page will indicate when these Terms were most recently updated.

Your continued use of the Website after updated Terms are posted constitutes acceptance of the revised Terms to the extent permitted by law.

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in effect to the extent permitted by law.

Questions regarding these Terms may be directed to:

Dream Key Lending, LLC
3111 E Fandango Dr
Gilbert, AZ 85298

Website: BlakeWeaverMortgage.com

You may also reach us through the contact form on this website.